Tuesday, April 24, 2012

Getting Rich staying at Home (series 3)

Five (5) Reasons why some people may never quite their Jobs

If you reside in the suburbs, on close observation of the flow of traffic will reveal a lot to you. There is this adrenaline rush into the city which holds quite a lot of edifice architectural designed buildings called offices. Janitors, cleaners, bankers, receptionist, sales representatives, lawyers, doctors, artisans, craftsmen and so many, all in the rush to get to their various offices before 9am. This 9am to 5pm has really been a safe haven to quite a number of employees as they get to pay their taxes, utility bills, medical bills and every other legal deduction.

Coupled with the reality that the mortgage payment has to be made to actually own the house in the nearest future say 10 to 15 years or more. Each time employees are faced with the reality of having a decent life been independent; these are always a route of escape.

1.    I have got family too feed: Realistically speaking everyone has got to eat, this is one of the most important factor of Abraham Maslow’s theory of hierarchy of needs. Yes as the bread winner of the family, you need to make provisions for your family, but at whose expense? The pay check comes in handy, but that’s after every deductions has been made in form of taxes. You are left to live within the left over. In this case the available becomes the desired reality.
2.    I have got mortgage to pay: Necessarily you need that shelter over your head to keep you or family safe and warm, again at whose expense? In paper the house is yours, in reality is it your? There is no rule or law stating that the debt must be paid from your monthly pay check.
3.    I need to work hard to get a raise: Oh really, this is absolutely true unfortunately it is the right advice for the 19th century economy. Working hard does not necessarily translate to greater income or take home pay. If it were so, the man in the assemble chain in Apple industry should have been richer than Steve Jobs. No matter the raises they get it is still a far cry from one tenth of the CEO’s wealth.
4.    The Longer I work the more I get  in pension upon retirement: How humourous, well this is not to smite pensioners, yet how many pensioners are able to afford a good health care after retirement, without having issues with payment and insurance. It doesn’t matter your earned income. Pension funds upon ‘retirement’ will never get as high as your salary put together over the years you may have worked.
5.    I have got a safe secure job: That’s great congratulations, a safe job you have but a secured job is not your decision to make. Has it ever crossed your mind why the thought that you have a safe and secure job. Who gets laid off, retrenched or retired after a period, you or the Board? If you are so sure your job is secure, walk up to the boss and ask ’what three (3) things would you do to have me continue working for you? This is just a piece of advice, but make sure you have got the hearth for the response.
A lot of people have misconstrued the idea of staying at home and getting rich. It’s just not enough to quit. It’s all about freeing up your time for yourself to give a deep thought of how life could be in the next 15 to 30 years.

It is obvious that Millionaires are made on a daily basis. Hitting the Million dollar mark is not the target, staying in that realms are what counts.
Subsequent post we would be unveiling the realities of Getting Rich in your comfort zones.

Friday, April 20, 2012

Getting Rich Staying at home……


The Steps to Self Made Millionaires club (Series 2)
                       
Hi! Have you ever wondered how effective you are when at the comfort zone of your home? The rate at which you assimilate and make decision is fast and precise. I did promise in previous post that I would show you some work at home ventures you could do.

It is very glaring that in the 21st century a 9am – 5pm work is a not a guarantee to great wealth accumulation. The digital age has changed the way things are done.
Below are 3 viable businesses you can do to get rich from the four walls of your home?

§  Offer a service: there is always a need to fill in every organization or aspect of life. Go on the internet, or ask referrals what people are looking for? And see if you can fill that need. Money is the reward you get for services rendered. There are various services you can offer from the comfort o\f your home. It could be E- learning, consultancy, book reviews and much more. You are certain to never run out of business as your time is not occupied with schedules and deadlines from a 9 to 5 system.

§  Form a niche: look within you and find out what you can do and go professional with it. It could be making of cakes, chocolate, cookies, burger, arts and crafts, design and decorations. Get your pad and write out the things you are good and then ask yourself these questions.

* Are you ready to improve?
* How equipped are you to offer this service?
* Can you do it?
It is important you get yourself together to answering a YES I CAN!  And hit the mouse. There are 200 million internet users waiting to pay for your services.

§  Get a Virtual Office: this will serve as your identity online. It could be your website address as well as an e-mail address. Draw up a schedule when you could be contacted. This helps your clients to feel comfortable that you care and will always be there. Treat your customers with passion and always leave a response to any feed backs given.




Thursday, April 19, 2012

Getting Rich Staying at home……


The Steps to Self Made Millionaires club (Series 1)

The myth that staying at home and having nowhere to go is as a result of joblessness is a long tale of the industrial age.

A lot of people have been caught in the rat race to believe that it is only through a 9am to 5pm that you can make ends meet. You may have at one time or the other been pressured emotionally to getting a job to fulfill certain obligations. Except for a high paid profile Chief Executive Officers, it is literally very slim to get rich doing a 9am to 5pm job as an employee. Most wealth ever made in the world was an outcome of a well done homework.

Honda was never built in the schedule of a 9 to 5, it was a design and desire to see people own cheap and affordable cars that kept the inventor doing more of his brain work at home.

The most productive hours you can get is when you are at your comfort zone(home) and have little or no worries about meeting some deadlines or scheduling a meeting.

All you need to really reshape world and get rich staying at home is a pen and a pad, a table and a chair to work on. On the writing pad, ask yourself some pertinent question, how you want your life to be in 5years 10 years or 15 years. Do you plan on getting stock with the idea of getting some pensions after retirement? What’s the assurance that the insurance policy you have will be safe place to hide.

This is the digital age where everything is moving at the speed of light. Bill Gates puts it better in his book ‘Business at The Speed of Thought’. The Information technology is the digital nervous system you need to drive your earnings soaring higher.

You do not necessarily have to quit your day job, NO!. What you need is a deep thought on how you want end your life, either at the lower rung of the ladder of wealth or heading to the top.
In this digital age almost every business can be done from home, All you need is the right information, the source, the process, the product or service and the clients.

Subsequent posts, I would be showing you various work at home ventures you should get involved in and make a decent stream of regular income and get rich.